> By default, folders like ~/Documents are not accessible by any process until you explicitly grant acces

And in a terminal, the principal to which you grant access to a directory is your terminal emulator, not the program you're trying to run. That's bonkers and encourages people to just click "yes" without thinking. And once you're authorized your terminal to access documents once, everything you run in it gets that access.

The desktop security picture is improving, slowly and haltingly, for end-user apps, but we haven't even begun to attempt to properly sandbox development workflows.