I'm not really confounding the issue. Banditry is entirely a function of social trust and how well the state maintains its monopoly on the use of violence. It's not a question of having armed escorts, bulletproof glass, a sidearm, a kevlar vest, and a faster transport than the bandits.
In a lower trust country, cars are the preferred target of bandit attack. Check out Russian dashcam videos to see how it's done.
And when push comes to shove, a good bandit worth their salt will disable cars in the wilderness by using spike strips.
