The fact you claim that opportunity does not matter shows that you don't understand the issue. No state on the planet is able to 100% guarantee your safety. Choosing to make yourself more vulnerable by traveling on foot is asking for trouble.
>In a lower trust country, cars are the preferred target of bandit attack. Check out Russian dashcam videos to see how it's done.
Cars are prevalent in Russia. The Russians live in a harsh environment and live more or less distributed, rather than packed like sardines. If you live in a city, motorcycles are the preferred vehicle for bandits. Two guys on a beat up motorcycle should make you take notice.
>And when push comes to shove, a good bandit worth their salt will disable cars in the wilderness by using spike strips.
If you live in such a place, you'll travel in a convoy and arm yourself to the teeth. This is not common anywhere in the West (thankfully). Bandits tend to not be well-equipped, especially in Western countries where that kind of advanced tier organized crime is not tolerated. If you live in a place where such crime is common, your home will also have to be built like a fortress and constantly monitored.
What I'm saying is that travelling by bicycle or on foot exposes you to even the least capable bandits. Have you never had to walk through a bad neighborhood? Wouldn't driving through it be more appealing and obviously safer? For some reason you've chosen to ignore this obvious reality, throwing out weird contingencies to muddle the issue.