Such as? I'm wracking my brain, but I can't think of a single non-financial situation where someone has asked to pull my credit.
clearances don't apply to the population on the whole -- you have to willing apply to a cleared role. and you're going to be spending the gov's money and handling secrets, it makes sense to see if they can handle said money, cuz if they can't they'll sell secrets
I've never heard of a pre-emplyment check requiring a credit score. sexually harassing a fellow employee and getting fired will not end up on your credit as long as you can pay bills, and even if you can't, the lack of bills is what shows up, not bad work behavior
Clearances are a far broader investigation, but to the extent that they look at your credit, I believe it is also to establish your financial status, which is most definitely a significant component of the clearance process.
Preemployment: I admit to not having started a new job in many years... Is there any evidence whatsoever you can present that companies regularly reject candidates not in a position of financial trust for having poor credit?
As I said in the first reply, there is very little behavior you cannot tie money to in some way, so you can go down this path forever of trying to find a reason why credit scores are totally valid proxies for all human behavior, and you would be technically correct while missing the point entirely.
Ha. Pot, meet kettle.
Two out of the three examples given were not "tied to money in some way", they are examples where the creditworthiness of the person is central to the transaction.
