Example: Citi bank has citibankonline.com, citi.com, citidirect.com, citientertainment.com, etc. Would you be suspicious of a link to citibankdirect.com? Would you check the certificate for each link going there, and trace it down, or just assume Citi is up to their shenanigans again and paste the password manually? It's jungle out there.
What do you get from checking a certificate? Oh yeah, must really be citibank because they have a shitton of SANs? I'd guess most banks do have a cert with an organization name, but organization names can be misleading, and some banks might use LetsEncrypt?
For example, BitWarden has spent the past month refusing to auto fill fields for me. Bugs are really not uncommon at all, I'd think my password manager is broken before I thought I'm getting phished (which is exactly how they get you).