And if you don't think the airlines would love to lobby Congress about the regulatory backstop, well . . .
The main reason why airlines would like to take the least amount of fuel is because it immediately increases payload capacity and thus flight efficiency. This being a cut-throat market there is a serious incentive to cut it as fine as possible. So the regulations around this particular issue are incredibly strict: you have to have a certain amount of fuel left upon landing, you have to write up truthfully how much you still had left and you will be investigated without fail if you cut into the reserve. The good thing about unions here is that they help to make sure that pilots know they are safe reporting truthfully because the airlines can not retaliate if they would pressure the pilot to not report an incident (which all pilots would normally definitely do). So they're a factor, but it is the regulator that writes the rules here and they are super strict about this.
And that's immediately why the calculation of the estimate becomes so important: you now have 30 minutes (or 45, depending) of deadweight + the deadweight for two alternates and an x amount of time in a holding pattern, plus up to three go-arounds. That really adds up, so you have to do your best to get the calculation as close as possible to what it will be in practice without ever cutting into that reserve.
It took me the better part of a year and massive amount of learning to write a small amount of code + associated tests to pass certification. It also taught me more about software engineering (as opposed to development) than anything I did up to that point in time and it made me very wary about our normal software development practices.
You'd think, but individual humans are very very bad at estimating risk, and in toxic group and work situations, humans will often take on increased personal risk rather than risk conflict. I.e., they will value group conformity over their own safety ... especially if their paycheck is involved. Fear of death is not nearly as powerful as robust regulation and unions.
Of course the pilots are the backstop, and the unions are theirs, so they can make necessary calls the money doesn't like.
Same thing happens with Professional Engineers regardless of whether they are employed or work as independent consultants/firms. They’re legally responsible for the bridges and other infrastructure they sign off on with laws protecting them from employers and clients.
(I fully support the ALPA and other unions, I just don’t think it plays as significant a role in following regulations as you claim)
It takes people with ideas and a willingness to put pressure in the right places to be sure that sane policies prevail.
I think it's pretty obvious that as time moves forward, we need to rely on "regulations" less. The root and history of the word in the political context is to make things regular. But state actions increasingly bring irregularity to the world.
It seems absolutely fair to say that, in this situation, the people - the pilots in particular, but also cabin crews, ATCs, engineers, and their unions, are the backstop worth observing and celebrating.
> It seems absolutely fair to say that, in this situation, the people - the pilots in particular, but also cabin crews, ATCs, engineers, and their unions, are the backstop worth observing and celebrating.
I will hold off on that conclusion until the report is in. There are so many possible root causes here that speculation is completely useless, and celebrations would be premature.