The problem as I see it is not robots coming for my job and taking away my ability to earn a salary. That can be solved by societal structures like you are saying, even though I am somewhat pessimistic of our ability to do so in our current political climate.
The problem I see is robots coming for my mind and taking away any stakes and my ability to do anything that matters. If the robot is an expert in all fields why would you bother to learn anything? The fact that it takes time and energy to learn new skills and knowledge is what makes the world interesting. And this is exactly what happened before when machines took over a lot of human labour, luckily there were still plenty of things they couldn't do and thus ways to keep the world interesting. But if the machines start to think for us, what then is left for us to do?
