If my bank requires me to use a phone for transfers (mine doesn’t), it might be acceptable to leave one in a desk drawer powered off as you would do with a hardware authentication token. It’s a special device for occasionally accessing a service. Fine. But when governments and industry collude to force citizens to carry these devices in order to live life normally, that’s not OK.
My intent is to be as stubborn and obnoxious as possible in resisting this until they either give up and provide an alternate path or lock me away for noncompliance. Fortunately there is still an alternate path available for most things, primarily thanks to elders who have trouble with new tech. (Thank you elders!)