Obviously the 2025 version will be out of date for the 2026 filing season, though public code means it can always be revived by anyone else.
(previous HN threads: https://news.ycombinator.com/item?id=44182356 https://news.ycombinator.com/item?id=44131901 )
https://www.yahoo.com/news/opinion-makers-turbotax-gave-trum...
Except those corrupt politicians want lobbying to be profitable, so they can profit from it too. And if they ask for too much, they’ll just bribe the next guy or may even try to put their own in office. Can’t have that!
And loyalty seems particularly important with the current administration, because they have an agenda full of things that are illegal or otherwise unsavory and un-American, so they need a nation run by loyal henchmen if the agenda is to succeed.
This way, you’d have to really be into lobbying to suffer the tattoo pain and permanent branding.
If you donate to a large charity, there is a good chance some of that $ goes to lobbying, as it should. (Presumably you want the issues goy care about to be fixed!)
If you work at a large company, 100% chance it lobbies, for good reason. Large employers lobby for better mass transit (because parking garages are expensive), more housing (because it is cheaper to lobby than pay employees more so they can afford $$$$ houses), or friendlier business laws (no one likes paying more taxes).
Lobbying is everything from "help us use orphans as a source of cheap protein!" To "keep the national parks funded".
Every time they speak there should be a visual reminder of who they've taken money from.
It would be cost effective VS paying for tax prep!
It will not work, part of compensation is being hired as lobbyist after you "retire" from public office. So either go fund me will do the same or it will fail.
Using tax preparation software is the cheap (or free!) alternative to what millions of Americans are doing. It was a change for the better for people who didn't do their own taxes. A regular person's taxes can always be done electronically for free, or if they really want, for $20-$100 through tax prep software.
What millions of Americans do is pay a local accountant hundreds of dollars. The accountant pays himself out of their refund. He is "their guy" who is going to find all the "loopholes" to get them the biggest possible refund. He is also a shield between them and the vengeful and anal IRS that will garnish their paychecks or possibly even imprison them for making mistakes. (This is how the accountants market things, not reality.)
The masses generally don't want to "fix" e-filing/tax prep because a) you can already do it for free if you want to, it just requires a third-party which may be dumb but isn't getting most people fired up or b) they don't care about tax prep software at all because they're using an accountant.
https://www.irs.gov/tax-professionals/return-preparer-office...
There are 800k people out there with Preparer Tax Identification Numbers(PTINs) being paid to file other people's taxes. Looking around for the estimates for the actual stats of the percentages of people supposed to use these preparers varies from 25-55%.
You might run into similar problems.
The decision that remorseless, logistical apparitions, that exist only to make money should have the same rights as US citizens was the single most destructive court decision in the last 50 years.
This is a better exploration of what needs to happen: https://www.americanprogress.org/article/the-corporate-power... ( I found this article via HN https://news.ycombinator.com/item?id=45317731 )
I've had the misfortune of having to fill in a W8-BEN-E form [1] and the first time, I just gave up and refused to work with the client because it was too complicated. The 2nd time, I got an LLM to tell me how to fill it in. Just look at the dense jargon - nonparticipating FFI, deemed-compliant FFI, Restricted distributor, International organiztion (hint, that's the wrong answer), Excepted territory NFFE, Passive NFFE, Direct reporting NFFE. There are 32 of them! What the hell is all that? Well 99% of cases are just one of those buried among the rest but you wouldn't know which without some advice.
And even if you do have a lot of things to report, why not just report those things directly and let the IRS calculate your taxes, rather than you having to do it, fill out a complicated form, then the IRS does the calculation anyways to make sure you did it right?
For every form I've ever had to file with the IRS, there's a corresponding set of instructions. Those instructions inevitably have a definitions section and/or define the terms in-line.
The instructions for form W8-BEN-E are at [0]. The definitions section starts at printed page 4 and continues through to printed page 7. Some terms you mentioned (like "Excepted territory NFFE") are not in the definitions section, but are described in their own sections.
I'm definitely not going to claim that it's foolish to consult with a tax lawyer (or similar such thing) when one is significantly uncertain about one's taxes. I'm definitely going to object to your implied claim that the IRS dumps a bunch of jargon on you and leaves you to rely on general-purpose search engines to figure out what the fuck they're talking about.
> The time needed to complete and file this form will vary depending on individual circumstances. The estimated average time is: Recordkeeping, 12 hr., 40 min.; Learning about the law or the form, 4 hr., 17 min.; Preparing and sending the form, 8 hr., 16 min.
Nonparticipating FFI. A nonparticipating FFI means an FFI that is not a participating FFI, deemed-compliant FFI, or exempt beneficial owner.
OK, then what's an FFI, a participating FFI, a deemed-compliant FFI, and an exempt beneficial owner? That's 4 other definitions to look up just to learn you should not choose option 1 of 32. If you keep track of this intermediate knowledge, it can help you skip some other options but you have to look ahead and see that possibility and find a way to store all these intermediate conclusions so that when you wake up the next day you haven't forgotten if you're an exempt beneficial owner or not - and by the way, before you even begin, you have to work out if you're a beneficial owner - exempt or not.
Once you've decided you're not an FFI, you look to see if you're a "Certified Deemed-Compliant Sponsored, Closely Held Investment Vehicle", which doesn't have a definition in the guide! What now? Try to find it in the Internal Revenue code?
By the way, the one you called out - "Excepted Territory NFFE" doesn't actually have a definition at all in the guide either and it refers you to "Regulations section 1.1472-1(c)(1)(iii)". Maybe if you're clever, you can set aside these difficult ones in case you discover an easy right answer first, but that gets back to designing a system to manage the intermediate knowledge and design your search strategy. Yes, you can do it, but also it's stupidly burdensome.
The French tax system is pretty simple. Taxes are high, but simple. The website you use to file your taxes is also pretty simple, and every single field has a button that explains what it is about and in which cases you should write stuff inside.
The only annoying parts are if you have accounts outside of France, you have to declare them. And if you get dividends/capital gains in foreign currencies outside of the EU, you have to calculate yourself how much tax you owe using a bunch of tables per country and currency.
The US is not a county optimized to provide quality services inexpensively. It is a business optimized to maximize profits.
https://www.irs.gov/e-file-providers/free-file-fillable-form...
As for "having most of your tax information", they don't. They know your reported income. You see that on your W2s/1099s/etc. What they don't know is whether or not you had a kid this year, or whether you lost a kid this year, whether you got married or divorced, if your spouse is claiming the kids this year or not, the number or amount of your charitable contributions, whether you have deductible mileage expenses, or a million other things.
Also, Americans have to file both fed and state taxes (with different rules)
And if that weren't enough, you've go municipal taxes too, in a few places like New York and Detroit.
Basic taxes are trivial in the US if you just work to live, it is essentially one page. However, there is an extremely long and fat tail where the government has no way of knowing the correct details to compute your taxes. There are myriad subsidies and offsets that have to be accounted for, many of which depend on what State you live in.
If you earn a lot of money, like the tech people that frequent this website, you are much more likely to find yourself in that fat tail. It can become esoteric quite quickly. The Federal tax code has to accommodate the completely independent tax codes of all 50 States in a reasonable way.
Until it wasn’t.
Deductions can get esoteric if you sold a bunch of stock. Even then, not that bad.
There is a reason Americans spend staggering amounts of time and money on tax preparation. It is simple until it isn’t.
And options are worse.
You guys need to raise your expectations.
Everybody seems to care about this issue so much, so this feels like an extremely high-impact thing to do.
a) You're already trusting them with every piece of information in your tax return. It'd cost like five cents to use that information to discover your phone number... if they're malicious, you're already fucked.
b) When? At the end of the process where you're doing stuff like attesting that you're not lied on your tax return? I don't remember them demanding a phone number up front, and I also don't remember whether or not I refused to provide a phone number at the end.
(The efiling never worked for me, always complained about something esoteric.)
They’re just values as far as it’s concerned. And it is dumped every October. But phone # validation up front is too much, an overstep.
Like I said, I just used it for the calc ability so a spreadsheet works as well. Bit of work the first year, then tweak.
But if you're a rich person with dozens of companies and complicated trusts? Yep, nobody is going to be looking.
Cash App offers free Fed and State filing and it's quite good (used it last year for the first time). Not many people know about it though.
So I had filed taxes with CreditKarma one year, and then the next year the CreditKarma tax service had no information about my previous filing. So I tried out the CashApp app, since I was going to have to fill out all the info anyway, and it actually did have my information from the previous year and I only had to change the new information, rather than re-enter all of my address and employer info, etc.
So I also recommend the CashApp app - it's free for basic taxes, it's not helping turbotax and their relentless lobbying, and it's really convenient if you already use CashApp. Of course, all of this is subject to change any specific year. Big companies gonna big company, after all.
Not just the basics. I found that it could do everything I needed including Schedules C, D and E.
IIRC, its limitations are if you're earning in multiple states, or are earning foreign income.
I use it every year, and while I wouldn't exactly say I enjoy doing my taxes, I do enjoy being fully aware what I'm filing and not being forced to do it on paper just because others have obtuse opinions or are lazy.
Now, the various self-filing software products also feel a lot like guessing, but at least they walk you through which guesses are mostly likely to be correct and can catch the most egregious errors.
The instructions make it very clear when a field in the form should be used and what should go in it.
It involves reading a lot of instructions, with many references to other documents and other sections. It involves copying a lot of numbers from one place to another, and doing basic math on them to get a new one.
It could be improved a lot just by automatically calculating more fields, and adding more of the "worksheets" that are in the instructions into the forms so it can calculate those for you.
Wouldn’t the 3% number come out yo millions of people?
Free file: government partners with private companies to offer free tax returns through their software for low income people. It's suspected a lot of people don't know about it, and just use the paid versions of filing software because you have to start the process on IRS.gov and dark patterns were employed by the snakes at Intuit et al. Hence "just 3%". Been around for decades.
Direct file: New program (since 2024) for eligible people to file directly for free with the IRS, no third party tax software middleman. Only half the states are eligible, income criteria, simple taxes only. 300,000 touted as a bigger number because it's a very new program.
I live and work abroad and Turbotax requires a US billing address to pay the fee of using Turbotax. :facepalm
All the other self-service options do not work and I’m not sure if the risk is worth it to file it myself.
To my fellow Expats, what are you doing?
[1]: Although I find it incredibly frustrating the lengths they go to to avoid negative numbers on the forms.
Guess I get screwed so some asshole at Intuit can make an extra twenty bucks.
There, fixed that for you.
[1] Very related discussion six months ago posted by me.
Tax filing is a matter of risk balancing, which heuristics are great at optimizing, if they incorporate enough data. Neural networks are ideal for that, but it would take a lot of data gathering to develop the model, from data that isn't easily scraped from Web pages.
As the government it should be possible to reduce the negative impact of making mistakes.
>Plus tax law is about ten thousand times more complicated than you're assuming.
Then start simple. You don't have to cover all of tax law at the start.
That seems like a nightmare of a product as far as privacy is concerned.
https://theworknumber.com/solutions/products/income-employme...
Oh shit, wait.
Even if you do want to feed your personal data to an AI tax bot, this should be easily within the capabilities of a model that can run locally.
The instructions for each form published by the IRS every year are already written by professional technical writers to be unambiguous. Do you mean that someone ought to write a simplified english grammar transpiler? I think that would genuinely be interesting. What's missing are the guidelines the technical writers are using, but that can probably be derived.
Luckily for me, my state rolled out its equivalent of Direct File a couple years ago, and it's fantastic. Just like Direct File was.
I am pretty sure that state filing would have happened in the future if the Trump admin hadn't killed it; you have to start somewhere, federal is as good a place as any.
https://www.ftc.gov/news-events/news/press-releases/2022/03/...
https://www.propublica.org/article/turbotax-deliberately-hid...