I've had human tutors and a well-equipped AI, e.g. Deep Research-like, can often be better.
But an AI tutor at that level can be more expensive than humans. An hour of deep research with a SOTA model that has hundreds of thousands of context tokens is going to be much more than $80.
Again, I don't think this is about doing better. This is like arguing that a Casio watch is better than Patek Philippe.
Wealth buys you is access and that's what it's often used for. Personal trainer, personal banker, personal tutor, personal doctor instead of waiting in urgent care. It doesn't matter that YouTube yoga is great, it's still less dignified. It's what poor people do.