Your whole argument is that the health care system should be optimized for the most productive members of society (like you, right now).

You are perfectly fine to have that belief, but the majority of people disagree with you, which is one of the primary reasons the system is designed as it is.

Have you ever looked into the way the market works for medical devices? And what happens if the implant or device you need to live is from a company that went bankrupt?

If you've ever spent even five minutes reading up on that stuff you would understand that health and medical cannot be a free market. It can never be a free market.

You know what actually drives costs up? The fact that healthcare doesn't work as a market. I can't shop for medical care. I don't have the knowledge and it's usually extremely time sensitive. This is a ridiculous statement that's only parroted by the most market-pilled right-wing economists.