Correct, I'm just saying that I think your criteria supports my opinion. As you say, we disagree about this. Fair enough. I'm not telling anyone not to use OneDrive. We all make that sort of decision for ourselves.
All I'm saying is that OneDrive hosed me in a terrible way, so I'm no longer willing to risk using it. Particularly since it doesn't really address any need I have and if I did have such a need, there are better tools (for me) available.
The other dangerous tools you've mentioned haven't ever burned me.