Ah, classic false choice. Do you know it is illegal to do cash transactions over a certain amount in most Western countries now? In my mind, if I have a right to do something (buy a home), and there is only one approved way to do it, then I automatically have the right to use the approved way.

Similarly, having a government ID might technically be a choice now, but it won't be soon with all these age verification BS rolling out. So no, this is not entitlement. Your argument would work for anticheat in online games or DRM media, but not banks or government services.