Besides, with a smaller tank, you'll make more trips to tank it, and also have less choice to go to gas stations that are further away but have cheaper price. Then again it becomes a question of "Do I want more time or more money?", back to square one :)

Edit: Also, someone correct me if I'm wrong, but doesn't the fuel pump use fuel itself as a coolant or something? Never investigated myself, but some car-knower once told me that running the tank on low always isn't good for the fuel pump, or something like that. If that's true, running with 10% of the fuel would mean more maintenance too, potentially removing any savings in the first place.