The above includes us highly technical people on HN. We really can't expect (or lecture) the normal mainstream population to make a cultural change to adopt decentralized tech when most of us don't do it ourselves.
E.g. Most of us don't want to self-host our public git repo. Instead, we just use centralized Github. We have the technical knowledge to self-host git but we have valid reasons for not wanting to do it and willingly outsource it to Github. (Notice this thread's Show HN about decentralized social networking has hosted its public repo on centralized Github.)
And consider we're not on decentralized USENET nodes discussing this. Instead, we're here on centralized HN. It's more convenient. Same reason technical folks shut down their self-hosted PHP forum software and migrate to centralised Discord.
The reason can't be reduced to just "people being lazy". It's about tradeoffs. This is why it's incorrect to think that futuristic scenarios of a hypothetical easy-to-use "internet appliance" (possibly provided by ISP) to self-host email/git/USENET/videos/etc and a worldwide rollout out IPv6 to avoid NAT will remove barriers to decentralization.
The popular essay "Protocols Not Platforms" about the benefits of decentralization often gets reposted here but that doesn't help because "free protocols" don't really solve the underlying reasons centralization keeps happening: money, time, and motivation to follow the decentralized ethos.
"But you become a prisoner of centralized services!" -- True, but a self-hosted tech stack for some folks can also be a prison too. It's just a different type. To get "freedom" and escape the self-hosted hassles, they flee to centralized services!