Some do, which is why they want MFA on the target side as well as on their SSO. But yes, SSO is very scary and there's a ton of security pressure on it. I don't think that's a very good argument for why we should think that every system should only require one layer of defense.
I'm going to sort of skip over any comparison to SSO since I'm not going to defend the position of "SSO is fine as a single barrier", especially as SSO is rarely implemented with one policy - there's device attestation, 2FA, etc.
> RLS has been around a long time and is very stable and doesn't change much.
RLS is great, I'm a fan.
> I don't remember the last CVE or outage we had with PG that broke stuff.
It doesn't really matter. The fact is that you're one CVE away from every employee having access to arbitrary data, including financial data. I feel a bit like a broken record saying this.