Millions did the same. https://www.cnbc.com/2026/03/19/aca-enrollees-uninsured.html
https://www.peoplekeep.com/blog/cost-of-employer-sponsored-h...
A small company can use a PEO like Rippling (a YC company) where employees are “co employed” with the actual company and for taxes/HR/benefits with for Rippling. It’s not like contracting. Everyone from the CEO down is “co employed”
Narrator: "In fact, they did not"
The difference being that if you don’t need to use your HSA in a year you keep it - unlike low deductible plans.
ACA plans and LG/SG plans are not the same, and pretending they are is, frankly, a large part of why healthcare in this country is such a dumb discussion - those discussing it have no idea what they're talking about.
