well, yes. i am not rich. they would need to take loans. and from what i am seeing, they would likely end up working in the exact same position as the 19 year old who decided to go directly into the workforce.
i will, of course, support them no matter what they decide. but when we discuss options, i emphasize skilled trades, or working for a few years before committing themselves to tens of thousands of dollars of debt to very possibly end up in a position that doesnt require the schooling.