And are you thinking this going to start happening at some point or what?
The letters I get every other month telling me I now have free credit monitoring because of a personal info breach seems to suggest otherwise.
They attempt to, sure, but it rarely works. Now, with AI, maybe it might, but that's sort of a worse outcome for the specific human involved - "If you're just an intermediary between the AI and me, WTF do I need you for?"
> or moving it to insurance agencies.
They aren't "moving" it to insurance companies, they are amortising the cost of the liability at a small extra cost.
That's a big difference.
Usually thats after the premiums become too high for most people to pay.
Now I used the agent to do a lot of the grunt work in that refactor, but it was still a design decision initiated by me. The chatbot, left unattended, would not have seen that needed to be done. (And when, during my refactor, it tried to fold in the fourth case I had to stop it.)
(And for a lot of code, that's ok - my static site generator is an unholy mess at this point, and I don't much care. But for paid work...)