Just because we'll have to pay for the hardware, doesn't mean we'll have meaningful control. Look at what happened with phones - weak and limited slaves to the mothership, secured against pesky users with powerful encryption, yet costing more than a vastly superior laptop; quasi-mandatory platforms for highly addictive experiences, centered around the flow of information.
And now with LLMs we can create even more fabulously addictive experiences, even more finely tuned information flows, even more treacherous servants. I very much doubt that we'll be allowed full control of it all. Every effort will be spent to centralize power, and every effort will be spent to extract as much cash as possible from us for the privilege.