I mean, according to this study I would still need that. I can average 165 BPM (because I'm trained, used to average 175) and max 180 in a session. But that's all the cardio I get. I walk 20 minutes per day to bring the kids to school, and lift weight.
Weight lifting doesn't count, but I tested yesterday and I average 110 bpm during a workout (it's constant ups-and-downs). Based on that, it would count for moderate exercise.
The time investment is steep if we cannot count weight lifting, there is no escape.