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0 pointsmilesskorpen3d ago0 comments

Americans save at a much lower rate than Europeans (5% US vs. 15% EU), which I think makes your whole thesis backwards. Maybe Americans SHOULD be saving more for retirement, but they aren't!

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CamperBob22d ago

I think the idea is, why should they save more, if they can save a smaller fraction of their income and let the market amplify it for them?

Seems like one of those plans that works great right up until it doesn't.

j / k navigate · click thread line to collapse

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CamperBob22d ago

I think the idea is, why should they save more, if they can save a smaller fraction of their income and let the market amplify it for them?

Seems like one of those plans that works great right up until it doesn't.

j / k navigate · click thread line to collapse