This is a real problem with the current FAA setup. The limited amount of legal liability seems like a major problem, even switching from 200k euros to 2 million or 10 million euros as the max penalty per soul would add a minor amount of heft to lawsuits against the airlines and manufacturers.
The FAA and its international counterparts were created because airliners were constantly cutting corners or putting pressure on their pilot to do unsafe things.
Well yes of course they have to be checked by a regulator, but you should still have the thought of, we must do this, no matter the cost as safety matters above everything else in this industry.