It is the default (unless they changed it in the last 2 years or so). I know for a fact that my PC and Laptop don't ask for my password and I know for a fact that I reinstalled Windows on my laptop less than 2 years ago and changed nothing regarding the UAC prompt (the closest that is even remotely close is enabling sudo in the settings).
Microsoft's Secure Desktop feature is actually incredibly well designed, and provides strong protect against fraudulent prompts or prompt interception attacks.
