Instead of making tools we're making services. This is not confined to AI, it's everywhere. A tool does not fully solve your problem, it only goes in small steps. Yet these steps are predictable and consistent. A service attempts to solve your problem in a single step, yet the solution is only good if you match a predefined pattern. If you don't, then the service is of no use; there are no small steps you can combine to get where you need to.
Tools are very pleasant to use.