You won’t exit after this year. You’ll keep pushing it out.
Reading the FIRE subreddit I have realized that most people like the fantasy of retiring more than actually retiring. A lot of them wouldn't actually know what to do without the daily societal pressure to grind. Life is tough when you are out of the beaten path and need to figure out how to fill your days apparently.
versus
> crunching the numbers I could have retired years ago
How do you reconcile the apparent hypocrisy of your wealthiness?
The stereotype is a boomer taking their winnings and then complaining about the system.
I've got just enough money to start worrying that my savings will mostly be taken by my government. Perhaps it is time for me to join the old white man complainer's club (is HN that?).
Healthcare is the item that most FIRE folks underestimate. It was actually pretty tenable when the Obamacare subsidies were more fully in effect. Now that those are mostly gone it's a much larger line item in the household budget. I've only got a couple of years until Medicare kicks in so I'm not too concerned - unless they mess that up too - but for folks thinking of FIRE'ing in their 40s & 50s with kids still at home it's probably not advisable now.
I am not planning to stay out of tech altogether though, at least long term.
