Yes, I agree completely. Which is why it buys you nothing compared to simply increasing your password/key lengths with the equivalent number of bits. On the contrary, it introduces confusing complexity for oneself and one’s fellows. Maybe this is what unconscionable people call “Job security”?

> equivalent to adding a thin wood plank

It is less like a thin wooden plank and more like a hedge maze which all legitimate users also must traverse each time. And all the hedges are made of asbestos.