Well, mastering engineers rarely heavily clip audio (ok, Death Magnetic, but that's an exception rather than the rule). What they do is apply heavy dynamic range compression. Even in cases the signal clips lightly, it probably won't do much damage (if at all) since the peaks are transient.
On the other hand, a movie with lots of low frequency content (explosions and stuff) whose audio is clipping will damage the small full range speakers since most of the audio energy is concentrated at the very low frequencies (where the signal has a lot of power) and the peaks are long.
