- a driver in foggy weather crashes into a traffic jam
- a car crosses an intersection at a red light, is hit by a car from the other direction
- car hits a child running on the street
- driver looses control, hits a tree at 60mph
- reckless driver tries to overtake, hits car coming their way
These types of accidents are the most lethal, and they are all due to stopping distance (and could be avoided by driving at a lower speed)