Look, I get where you're coming from, in that you don't feel rich, especially in the context of San Francisco, but seriously...
"The median household income in the United States today is $50,000. Half of all households make more than this. Half of all households make less. The big expenses in the Xxxxxxxxx family budget--their $60,000 a year in contributions to tax-favored retirement savings vehicles, their $25,000 a year savings building home equity, their $55,000 for housing, their $60,000 in private school costs, even their $10,000 a year for new cars--are simply out of reach for the overwhelming majority of Americans."
http://delong.typepad.com/sdj/2010/09/in-which-mr-deling-res...