Talk about blaming the victim ...
The shitty fiscal policies in Greece or similar problem in Spain, Italy has caused major distress in the population, especially the youth who have had no time to know about and much less profit for their various countries peculiarities. The handling of the crisis has been financial with no concern for the population.
To go back to your family analogy. It is like you convincing your neighbor to rob a bank. When all goes south, your rich uncle bail you out and refund the bank, letting you keep what you stole. Your neighbor is not so lucky, he is jailed, and so are his wife and kids just make the lesson more painful.
I'm a true European, married to an European of another country, living in a third one with friends all around. Teaching fiscal policies to corrupt politicians by destroying the future of people they only indirectly care about is not my idea of an "Union of the People".