That FAQ is generated by the students of a very trustworthy group. Students typically setup strawman when explaining things. Look more to the source. Also, they are trying to argue against a theory which no one wants to fully specify. So they have to come up with something definite. And as soon as they do, the other side says "Strawman!" And then proceeds, as you have just done, to refuse to give a definite theory.

As a student of that group as well, I can't say that I am all that pleased by that kind of argument.

The bottom line is that collapse is untenable. There is no good place to put it and yet it is needed by the standard theory.