Just because something takes a million dollars to do, doesn't mean that it has to be your million dollars.
I think Jason Fried's just saying "Be relentlessly resourceful" in a different way. You don't need anything like lack of personal money to stop you from doing what you want to do.
It's odd to me how many on HN readily accepted pg's "Be relentlessly resourceful" idea, but when it comes to the idea in a different form, how many rally against it.
"Be relentlessly resourceful" applies to things beyond startups, from paying your kids' tuitions, getting to drink mojitos on an island, and pursuing your economically unviable project.