I'm not speaking specifically about the risk to my life, but in the effect that potential outcomes have on evaluating risk. The flu argument you make is a common example thrown around in this conversation, but it's not an accurate comparison. What is the mortality rate of the flu versus ebola? When I assess risks related to ebola, I tend to favor a more cautious approach, because the mortality rate is so high.

This is part of a popular meme that is showing up on the news. They ask questions like, "True or false, you are more likely to die from ebola than the flu." The mark replies "true", and a doctor (medical doctor, not a statistician) is quoted explaining that "You're actually more likely to die from the flu." This could not be more incorrect.

Mortality rates for diseases like the flu (or any disease) are not homogenous for all members of the population. It's not like a roll of the dice. You simply cannot extrapolate an individual's odds from the broad population mortality rate for the flu (or any disease). It is extremely unlikely that I will die from the flu. I am a middle-aged male in good health and fitness. My chances of dying from the flu are extremely low. The reason the flu kills so many americans is because it is so prevalent. It could be said that flu kills so many precisely because it is so non-lethal. This allows it to fly under our radar and infect people who are at risk. I'm not arguing that we shouldn't take action to prevent the spread of influenza, I'm arguing that the flu presents a different set of problems.

My chances of contracting ebola are also extremely low, but if I do, my chances of dying from it are very high. Across the board (all ages and classes), the mortality rate for ebola are much higher than the flu. Unfortunately, we don't have a strong grasp on ebola mortality rates in the west, because we haven't (thankfully) experienced an outbreak. Even in develping countries, the mortality rate varies widely [1].

I agree that we shouldn't let fear run away with our sensibility, but when dealing with a highly infectious disease [2] with a remarkably high mortality rate, we should be cautious. If not fully quarantined, a period of sensible precaution is a reasonable expectation. When the sun is at its strongest we're advised to wear sunscreen and limit our exposure. When an individual spends time with ebola patients, they should be advised to avoid situations where they would expose a large number of people to the pathogen. Flying, taking public transit, and participating in sports are all activities that put you in direct or indirect contact with large numbers of people. This seems like an unreasonble amount of risk to me.

1: http://www.npr.org/2014/10/23/358363535/why-do-ebola-mortali...

2: Even though ebola must spread through bodily fluids, it is extremely infectious. A small amount of the virus can infect you.

I would argue that every time a case in the US turns up, my personal risk does change. Think of it in terms of a social graph, or the 6 degrees of separation. Each jump that is made, the potential to eventually link to me increases. I'm not worried about getting Ebola tomorrow. I'm worried about getting Ebola next year.