Hmm. Well I guess it's just me then. I've been burned so many times by rm/mv/cp that I actually do always read their confirmations and give it a 2nd thought. I rarely delete files unless it's a mass delete or files & folders that I do "rm -rf". and I pretty much never intend for mv or cp to overwrite an existing file.
zsh has a nice feature where rm is only interactive if you are deleting everything in a folder. Another safety feature I really like in zsh is to tab-expand wildcards, so I can check that it's not deleting anything it shouldn't.