I don't know if I can agree with this. I've invested a significant amount of time in learning about monads (and functors, applicatives, monoids, and more from the bestiary of commonly used category theoretic structures in Haskell) and I find them quite challenging to grasp in their full generality. While specific use-cases are readily understood, getting to the heart of what a monad "is" has taken me time, and I honestly don't believe I've properly grasped it yet.

So I think there's a spectrum of understanding and effective use when it comes to monads and other algebraic structures like these, and I'm skeptical when people say, "oh yeah, a monad is just X, it's simple." I've said that myself in the past and I was wrong, and so were most of the people I've heard say that.

To put it another way: when I hear people who know what they're talking about say it's simple, they are talking about its structure, not about understanding what it is and how it is used. In that sense it is quite simple. But as Euclid said, there's no royal road to geometry (er, or monads...).