Yea i see the point, but there will always need to be an asterisk after the statement, "a biometric is a username, not a password", because it's only valid in the sense there are concerns about the security of the biometric template. Down the line maybe we'll figure out this spoofing/liveness test thing, but we won't find out while many instantly write off the merit of the system to begin with.
> what do you do when these breaches happen if the data is biometric? You can't send out an e-mail asking people to change their fingerprints or face.
I did mention this somewhat in the original post. Saving a raw biometric template (minutiae points or whatnot) is synonymous to keeping a database of plain text passwords. It's just wrong. The data breaches (Uber, Target, etc.) are proof that in 2015, we still have this problem. I would never trust a start-up or large corporation with consumer grade biometric authentication. However, on my laptop a different story...i've been using the Thinkpad fingerprint reader for years and love it.