Yeah, probably. That's not nearly good enough. Not even close. There's an enormous list of extraordinarily expensive failures in the software industry. If I pay an actual professional a serious amount of money to do something for me, and it turns out they did a truly awful job (which is pretty common in the software industry), I expect to be able to claim recompense from their professional insurer and/or their professional licencing body. That's part of why I pay so much; the reassurance. Knowing I can rely on it.

Software, of course, has no such professional body, and exists in a twilight world of chancers and incompetents. Why should the software industry get away with knowingly producing crap and charging a fortune for it?

I'd be happy with a two tier approach; at the moment, if I want a wall built, I can pay a professional (with the expectations and protections that comes with the high price) or hire a day-labourer I met in the pub. There is no such choice in software.