Hmm. Perhaps not... I hadn't heard of chip & signature until your comment. I set the pin online during card activation, and hadn't thought about it closely. So, it obviously must be chip & signature.
Anyway, that doesn't change that you can't clone the chip's contents. Perhaps you could punch the chip out (like a sim) and array a few of them inside a next-gen type of Coin card.
Chip & signature answers the "Amazon laughs at your chip&pin card" loophole I had been sort of half puzzling over.
