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Basically, this done by connecting your bank account to our app, and then choose one of your contacts list to send them any amount of money, we charge 1% with a max cap of EGP 100. Later, the recipient chooses the account they would like to receive the money to. That easily.
While I'm working on this product, I'm also a full-time software engineer in another company. I see this as a marketing channel to market the app. I tell people about it every day when they need to split their food bill, or when they want to transfer money at the start of a month.
The only problem I see is that I can't directly find our targeted users to talk to them about the app, and I'm writing here to discuss your suggestions.
Note: I'm not sure if I can post our company URL, but here it's if you wanna know more (https://getdayra.com)