NavyG

I am looking to process bank debits and credit cards from the Philippines, which payment processors should I consider?

[1] Need for paypal: Do you think you do not need paypal if you have stripe

[2] Integration effort: is this a blocker for adding paypal?

[3] Checkout experience: how much do you care about the UX of your checkout given you have to render the paypal button separately

[4] Analytics / ops: How would you manage stripe and paypal dashboards separately for analytics, chargebacks, refunds etc

[5] Pricing: Paypal's pricing might work out to be cheaper for businesses of certain scale, would this be a decision driver?

In addition, a second processor would de-risk your payments by preventing a lock in with any one processor. Is this an important consideration for you?

Note: We are not affiliated with Stripe / Paypal, we are building an open source payment switch which comes pre integrated with stripe, paypal, other processors. Also we are not referring to integration on e-commerce platforms like shopify

How do you manage two separate dashboards especially if you have to do refunds, payouts etc. Also are you happy with the checkout experience because it's not possible to render PayPal as a part of Stripe Elements. Do you think this causes drop outs? Would also love to know why / at what point did you decide to integrate both Stripe and PayPal?

I'm looking to process ~20k transactions a month with an average ticket size of $15 per transaction. Would ISOs(Independent sales organizations) with sponsor banks be good options to consider?