I’m running into a particular problem that I’m not able to solve. I need to be able to identify if a provided. Credit card number is a real card number or a virtual card number.
To be clear - I just need to know if the card is a virtual card.
Is there any API service out there that can provide provide this information?:
Real-World Example:
Let’s say you have a real Bank of America Visa card.
You go to the BoA app and generate a virtual card
• primary/real card: 4111 1111 1111 1111
Virtual card (temporary): 5278 3412 9182 4470
Why Fraudsters Use Virtual Cards
They can create many cards quickly using stolen or fake data
Each card works long enough to pay fraud