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So, why can't I pay a dollar or two to read an interesting article, or pay something to the author of a cool github repo? Or on the other side, why can't I as an author just place <payme iban="xxx" placeholder="1 USD">Buy me a banana</payme> and be done with it?
Did the role get taken over by easy-to-use payment gateways like Stripe? Do card processors still take a fee too large for the idea to be viable?