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Much to my surprise the report showed that both Comcast and Verizon have charged me "disconnect fees" that I never agreed to, heard of, or received any bill for despite them having all my contact info and it not changing for many years. Verizon did this in 2012, and Comcast in 2015. Both accounts are now marked as "delinquent/unpaid" despite these charges appearing to be fradulent.
I was quite surprised by this since I've maintained a flawless credit score for 20 years now, and didn't even know there was this secret way to mark me as a deadbeat from this organization I had never heard of, and most importantly, that these charges appear to be wrong and somewhat hidden.
Has anyone else looked into their NCTUE report and found odd info?
https://www.nctue.com/consumers