uxisnotui

I want to know the most productive ways to support the Black community. Education, policies, actionable steps, anything that moves the ball forward.

Looking to gain exposure to different investments beyond the normal stock & bond portfolio. Curious what this smart + savvy crowd is looking at in terms of alternative / diversified investments.

What I'm playing with:

- M1 Finance for finding stocks & index funds I couldn't get within Vanguard and my 401k

- Worthy Bonds for buying individual bonds. Pays 5%, but no FDIC insurance.

- Holding some individual stocks and crypto in Robinhood

- Had LendingClub for the past 5 years. Overall returns have been a disappointing 4.5%.